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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,994 | $98,760-48.4% | $149,715-65.9% | $79,858-36.1% |
| Participation rate | 71.1% | 75.8%-4.7pp | 82.5%-11.4pp | 69.6%+1.5pp |
| Annual return | 44.07% | 27.43%+16.6pp | 276.66%-232.6pp | 31.72%+12.4pp |
| Employer contribution / active EE | $0 | $3,217-100.0% | $4,645-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $6,987 | $5,681+23.0% | $6,842+2.1% | $3,740+86.8% |
| Admin fee / account holder | $3,662 | $6,053-39.5% | $9,310-60.7% | $5,306-31.0% |