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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,391 | $85,766-55.2% | $136,298-71.8% | $70,126-45.3% |
| Participation rate | 28.9% | 74.2%-45.2pp | 81.9%-53.0pp | 69.5%-40.6pp |
| Annual return | 0.00% | 31.46%-31.5pp | 5156.27%-5156.3pp | 73.15%-73.1pp |
| Employer contribution / active EE | $7,492 | $2,966+152.6% | $4,696+59.5% | $2,343+219.8% |
| Participant deferral / active EE | $12,985 | $5,051+157.1% | $6,247+107.9% | $3,332+289.7% |
| Admin fee / account holder | $5,806 | $5,421+7.1% | $9,244-37.2% | $4,645+25.0% |