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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,608 | $102,429+36.3% | $147,096-5.1% | $80,925+72.5% |
| Participation rate | 62.7% | 75.9%-13.2pp | 82.2%-19.5pp | 67.7%-5.0pp |
| Annual return | 14.99% | 135.02%-120.0pp | 419.75%-404.8pp | 35.65%-20.7pp |
| Employer contribution / active EE | $2,588 | $3,716-30.3% | $4,936-47.6% | $2,756-6.1% |
| Participant deferral / active EE | $6,463 | $6,649-2.8% | $8,071-19.9% | $4,299+50.3% |
| Admin fee / account holder | $3,878 | $7,957-51.3% | $13,005-70.2% | $6,940-44.1% |