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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,030 | $85,766-63.8% | $136,295-77.2% | $70,131-55.8% |
| Participation rate | 63.0% | 74.2%-11.1pp | 81.9%-18.9pp | 69.5%-6.5pp |
| Annual return | 30.77% | 31.45%-0.7pp | 5155.97%-5125.2pp | 73.14%-42.4pp |
| Employer contribution / active EE | $788 | $2,966-73.4% | $4,695-83.2% | $2,342-66.4% |
| Participant deferral / active EE | $6,105 | $5,051+20.9% | $6,247-2.3% | $3,332+83.2% |
| Admin fee / account holder | $4,058 | $5,420-25.1% | $9,243-56.1% | $4,645-12.7% |