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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,807 | $157,276-77.2% | $141,177-74.6% | $152,885-76.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 19.96% | 64.33%-44.4pp | 71.40%-51.4pp | 345.39%-325.4pp |
| Employer contribution / active EE | $0 | $5,262-100.0% | $4,736-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $5,480 | $7,110-22.9% | $6,710-18.3% | $5,851-6.3% |
| Admin fee / account holder | $4,828 | $12,123-60.2% | $10,263-53.0% | $11,598-58.4% |