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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,893 | $176,120+12.9% | $159,487+24.7% | $167,553+18.7% |
| Participation rate | 85.7% | 85.0%+0.8pp | 82.8%+2.9pp | 82.1%+3.6pp |
| Annual return | 26.26% | 331.95%-305.7pp | 263.71%-237.4pp | 478.89%-452.6pp |
| Employer contribution / active EE | $5,309 | $5,299+0.2% | $4,831+9.9% | $4,840+9.7% |
| Participant deferral / active EE | $13,085 | $7,752+68.8% | $7,354+77.9% | $6,343+106.3% |
| Admin fee / account holder | $2,747 | $12,561-78.1% | $10,804-74.6% | $12,316-77.7% |