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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,698 | $77,816-70.8% | $123,552-81.6% | $64,173-64.6% |
| Participation rate | 74.0% | 74.7%-0.7pp | 82.3%-8.3pp | 69.6%+4.4pp |
| Annual return | -9.93% | 12.49%-22.4pp | 119.20%-129.1pp | 7.63%-17.6pp |
| Employer contribution / active EE | $1,055 | $3,014-65.0% | $4,628-77.2% | $2,381-55.7% |
| Participant deferral / active EE | $2,710 | $5,240-48.3% | $6,426-57.8% | $3,470-21.9% |
| Admin fee / account holder | $371 | $5,519-93.3% | $9,285-96.0% | $4,887-92.4% |