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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,476 | $127,386+22.8% | $115,037+36.0% | $125,393+24.8% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -3.59% | 31.28%-34.9pp | 26.14%-29.7pp | 282.23%-285.8pp |
| Employer contribution / active EE | $6,597 | $5,166+27.7% | $4,608+43.2% | $4,866+35.6% |
| Participant deferral / active EE | $7,515 | $6,423+17.0% | $6,026+24.7% | $5,351+40.4% |
| Admin fee / account holder | $2,502 | $9,516-73.7% | $8,175-69.4% | $9,541-73.8% |