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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,269 | $154,209-19.4% | $130,062-4.5% | $139,487-10.9% |
| Participation rate | 95.5% | 82.0%+13.5pp | 78.5%+16.9pp | 80.3%+15.1pp |
| Annual return | 16.84% | 32.52%-15.7pp | -137.37%+154.2pp | 373.84%-357.0pp |
| Employer contribution / active EE | $9,017 | $5,292+70.4% | $4,322+108.6% | $4,755+89.6% |
| Participant deferral / active EE | $6,324 | $6,709-5.7% | $5,821+8.6% | $6,713-5.8% |
| Admin fee / account holder | $4,953 | $13,988-64.6% | $10,601-53.3% | $11,407-56.6% |