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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,163 | $81,870+26.0% | $119,634-13.8% | $68,490+50.6% |
| Participation rate | 92.3% | 71.9%+20.4pp | 79.3%+13.0pp | 67.9%+24.4pp |
| Annual return | -15.02% | -23.82%+8.8pp | -14.98%0pp | -7.85%-7.2pp |
| Employer contribution / active EE | $0 | $2,692-100.0% | $4,232-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $5,375 | $4,148+29.6% | $5,601-4.0% | $4,028+33.4% |
| Admin fee / account holder | $3,167 | $6,583-51.9% | $10,329-69.3% | $5,403-41.4% |