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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,641 | $106,524+190.7% | $152,301+103.3% | $87,485+253.9% |
| Participation rate | 84.6% | 75.8%+8.9pp | 82.4%+2.2pp | 68.9%+15.7pp |
| Annual return | 20.07% | 26.89%-6.8pp | 80.50%-60.4pp | 26.06%-6.0pp |
| Employer contribution / active EE | $9,545 | $3,371+183.1% | $4,624+106.4% | $2,596+267.7% |
| Participant deferral / active EE | $8,630 | $6,525+32.3% | $8,004+7.8% | $4,274+101.9% |
| Admin fee / account holder | $7,874 | $8,287-5.0% | $14,398-45.3% | $7,775+1.3% |