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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,094 | $175,257-66.3% | $149,717-60.5% | $139,456-57.6% |
| Participation rate | 52.9% | 83.4%-30.4pp | 78.8%-25.8pp | 80.3%-27.4pp |
| Annual return | 10.57% | 166.70%-156.1pp | 134.41%-123.8pp | 373.45%-362.9pp |
| Employer contribution / active EE | $1,575 | $5,477-71.2% | $4,820-67.3% | $4,753-66.9% |
| Participant deferral / active EE | $3,095 | $6,521-52.5% | $5,682-45.5% | $6,711-53.9% |
| Admin fee / account holder | $10 | $16,156-99.9% | $13,213-99.9% | $11,407-99.9% |