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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,920 | $150,447+26.9% | $136,298+40.1% | $147,586+29.4% |
| Participation rate | 94.1% | 84.4%+9.7pp | 81.9%+12.2pp | 82.8%+11.3pp |
| Annual return | 19.69% | 1049.15%-1029.5pp | 5156.27%-5136.6pp | 578.59%-558.9pp |
| Employer contribution / active EE | $2,776 | $5,256-47.2% | $4,696-40.9% | $4,876-43.1% |
| Participant deferral / active EE | $7,759 | $6,631+17.0% | $6,247+24.2% | $5,439+42.7% |
| Admin fee / account holder | $993 | $10,906-90.9% | $9,244-89.3% | $10,886-90.9% |