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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,296 | $138,102-28.8% | $125,381-21.6% | $134,532-26.9% |
| Participation rate | 47.1% | 84.5%-37.4pp | 82.4%-35.3pp | 81.2%-34.2pp |
| Annual return | -15.32% | 750.73%-766.0pp | 572.31%-587.6pp | 418.27%-433.6pp |
| Employer contribution / active EE | $6,234 | $5,245+18.9% | $4,815+29.5% | $4,741+31.5% |
| Participant deferral / active EE | $14,869 | $7,801+90.6% | $7,448+99.7% | $6,401+132.3% |
| Admin fee / account holder | $3,691 | $11,568-68.1% | $10,007-63.1% | $11,429-67.7% |