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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,935 | $85,766-37.1% | $136,298-60.4% | $70,126-23.1% |
| Participation rate | 62.5% | 74.2%-11.7pp | 81.9%-19.4pp | 69.5%-7.0pp |
| Annual return | 19.05% | 31.46%-12.4pp | 5156.27%-5137.2pp | 73.15%-54.1pp |
| Employer contribution / active EE | $2,697 | $2,966-9.1% | $4,696-42.6% | $2,343+15.1% |
| Participant deferral / active EE | $7,120 | $5,051+40.9% | $6,247+14.0% | $3,332+113.7% |
| Admin fee / account holder | $9,405 | $5,421+73.5% | $9,244+1.7% | $4,645+102.5% |