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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,352 | $100,895-33.2% | $90,430-25.5% | $158,950-57.6% |
| Participation rate | 60.0% | 75.0%-15.0pp | 72.7%-12.7pp | 82.0%-22.0pp |
| Annual return | 12.53% | 1725.54%-1713.0pp | 1293.73%-1281.2pp | 302.91%-290.4pp |
| Employer contribution / active EE | $2,609 | $3,689-29.3% | $3,262-20.0% | $4,762-45.2% |
| Participant deferral / active EE | $5,275 | $4,347+21.3% | $3,963+33.1% | $5,983-11.8% |
| Admin fee / account holder | $0 | $6,505-100.0% | $5,613-100.0% | $11,248-100.0% |