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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,468 | $82,630-77.6% | $64,105-71.2% | $125,388-85.3% |
| Participation rate | 52.9% | 75.9%-22.9pp | 68.2%-15.2pp | 83.2%-30.2pp |
| Annual return | -0.26% | 1489.72%-1490.0pp | 791.24%-791.5pp | 282.24%-282.5pp |
| Employer contribution / active EE | $1,532 | $2,671-42.6% | $1,820-15.8% | $4,866-68.5% |
| Participant deferral / active EE | $2,431 | $3,608-32.6% | $2,822-13.8% | $5,352-54.6% |
| Admin fee / account holder | $548 | $6,382-91.4% | $4,499-87.8% | $9,541-94.3% |