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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,175 | $93,598-17.5% | $135,974-43.2% | $75,173+2.7% |
| Participation rate | 83.6% | 75.2%+8.4pp | 81.9%+1.6pp | 67.2%+16.4pp |
| Annual return | 17.92% | 30.89%-13.0pp | 68.30%-50.4pp | 160.72%-142.8pp |
| Employer contribution / active EE | $7,637 | $3,538+115.9% | $4,859+57.2% | $2,671+185.9% |
| Participant deferral / active EE | $8,274 | $6,405+29.2% | $7,760+6.6% | $4,126+100.5% |
| Admin fee / account holder | $4,056 | $6,978-41.9% | $10,767-62.3% | $5,651-28.2% |