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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,258 | $82,674-67.0% | $125,381-78.3% | $68,486-60.2% |
| Participation rate | 93.2% | 75.1%+18.1pp | 82.4%+10.8pp | 67.9%+25.3pp |
| Annual return | 9.94% | -5.97%+15.9pp | 572.31%-562.4pp | -7.85%+17.8pp |
| Employer contribution / active EE | $803 | $3,382-76.3% | $4,815-83.3% | $2,597-69.1% |
| Participant deferral / active EE | $3,853 | $6,111-36.9% | $7,448-48.3% | $4,028-4.3% |
| Admin fee / account holder | $2,295 | $6,277-63.4% | $10,007-77.1% | $5,404-57.5% |