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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,907 | $89,367-65.4% | $141,191-78.1% | $72,975-57.6% |
| Participation rate | 55.1% | 75.1%-20.0pp | 82.5%-27.4pp | 69.5%-14.4pp |
| Annual return | 0.00% | 111.87%-111.9pp | 71.41%-71.4pp | 81.01%-81.0pp |
| Employer contribution / active EE | $670 | $3,115-78.5% | $4,736-85.8% | $2,440-72.5% |
| Participant deferral / active EE | $4,148 | $5,419-23.4% | $6,710-38.2% | $3,608+15.0% |
| Admin fee / account holder | $1,414 | $5,957-76.3% | $10,264-86.2% | $5,124-72.4% |