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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,660 | $150,446-69.7% | $136,297-66.5% | $147,585-69.1% |
| Participation rate | 66.7% | 84.4%-17.8pp | 81.9%-15.3pp | 82.8%-16.2pp |
| Annual return | 17.12% | 1049.14%-1032.0pp | 5156.19%-5139.1pp | 578.58%-561.5pp |
| Employer contribution / active EE | $0 | $5,256-100.0% | $4,696-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $3,121 | $6,631-52.9% | $6,247-50.0% | $5,439-42.6% |
| Admin fee / account holder | $3,420 | $10,906-68.6% | $9,244-63.0% | $10,886-68.6% |