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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,257 | $201,344+5.9% | $184,243+15.7% | $145,877+46.2% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 14.07% | 29.01%-14.9pp | 28.82%-14.7pp | 551.28%-537.2pp |
| Employer contribution / active EE | $14,410 | $7,022+105.2% | $6,427+124.2% | $4,663+209.0% |
| Participant deferral / active EE | $13,492 | $9,807+37.6% | $9,132+47.7% | $6,691+101.7% |
| Admin fee / account holder | $327 | $16,382-98.0% | $13,914-97.6% | $13,402-97.6% |