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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,105 | $197,637-19.0% | $177,848-10.0% | $158,982+0.7% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 9.89% | 58.77%-48.9pp | 48.33%-38.4pp | 302.99%-293.1pp |
| Employer contribution / active EE | $0 | $6,698-100.0% | $5,919-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $15,012 | $8,405+78.6% | $7,714+94.6% | $5,983+150.9% |
| Admin fee / account holder | $711 | $15,406-95.4% | $12,431-94.3% | $11,252-93.7% |