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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $364,043 | $73,839+393.0% | $143,788+153.2% | $68,495+431.5% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -25.54% | 1.01%-26.6pp | -0.03%-25.5pp | -7.84%-17.7pp |
| Employer contribution / active EE | $14,326 | $3,184+349.9% | $4,952+189.3% | $2,596+451.8% |
| Participant deferral / active EE | $18,125 | $3,384+435.5% | $5,638+221.5% | $4,028+350.0% |
| Admin fee / account holder | $10,274 | $5,755+78.5% | $14,675-30.0% | $5,403+90.1% |