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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,791 | $228,352-81.3% | $185,827-77.0% | $158,950-73.1% |
| Participation rate | 81.3% | 82.3%-1.1pp | 78.0%+3.2pp | 82.0%-0.7pp |
| Annual return | 19.48% | 40.81%-21.3pp | 35.96%-16.5pp | 302.91%-283.4pp |
| Employer contribution / active EE | $1,777 | $4,967-64.2% | $4,087-56.5% | $4,762-62.7% |
| Participant deferral / active EE | $4,160 | $6,416-35.2% | $5,633-26.2% | $5,983-30.5% |
| Admin fee / account holder | $6,918 | $11,867-41.7% | $9,502-27.2% | $11,248-38.5% |