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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $392,847 | $165,381+137.5% | $149,730+162.4% | $158,966+147.1% |
| Participation rate | 95.5% | 84.6%+10.9pp | 82.5%+13.0pp | 82.0%+13.5pp |
| Annual return | 21.65% | 348.29%-326.6pp | 276.70%-255.0pp | 302.95%-281.3pp |
| Employer contribution / active EE | $12,185 | $5,104+138.7% | $4,645+162.3% | $4,762+155.9% |
| Participant deferral / active EE | $14,057 | $7,182+95.7% | $6,843+105.4% | $5,983+134.9% |
| Admin fee / account holder | $22,195 | $10,809+105.3% | $9,310+138.4% | $11,250+97.3% |