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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,118 | $97,732+17.8% | $83,831+37.3% | $135,380-15.0% |
| Participation rate | 75.0% | 80.0%-5.0pp | 76.1%-1.1pp | 82.6%-7.6pp |
| Annual return | -6.33% | 1287.56%-1293.9pp | 850.99%-857.3pp | 519.81%-526.1pp |
| Employer contribution / active EE | $1,470 | $4,222-65.2% | $3,631-59.5% | $4,779-69.3% |
| Participant deferral / active EE | $6,796 | $4,683+45.1% | $4,082+66.5% | $5,609+21.2% |
| Admin fee / account holder | $820 | $6,675-87.7% | $5,479-85.0% | $10,828-92.4% |