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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,984 | $106,008-20.8% | $92,240-9.0% | $147,586-43.1% |
| Participation rate | 75.0% | 80.4%-5.4pp | 76.5%-1.5pp | 82.8%-7.8pp |
| Annual return | 20.70% | 50.05%-29.4pp | 176.29%-155.6pp | 578.59%-557.9pp |
| Employer contribution / active EE | $1,692 | $4,333-61.0% | $3,680-54.0% | $4,876-65.3% |
| Participant deferral / active EE | $5,230 | $4,478+16.8% | $3,897+34.2% | $5,439-3.8% |
| Admin fee / account holder | $427 | $6,333-93.3% | $5,194-91.8% | $10,886-96.1% |