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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,560 | $202,342-67.1% | $172,753-61.5% | $152,909-56.5% |
| Participation rate | 75.0% | 87.1%-12.1pp | 82.6%-7.6pp | 82.5%-7.5pp |
| Annual return | 19.68% | 1029.88%-1010.2pp | 803.00%-783.3pp | 345.46%-325.8pp |
| Employer contribution / active EE | $2,467 | $5,857-57.9% | $5,144-52.0% | $4,764-48.2% |
| Participant deferral / active EE | $3,084 | $5,948-48.2% | $5,198-40.7% | $5,851-47.3% |
| Admin fee / account holder | $3,712 | $17,112-78.3% | $13,956-73.4% | $11,601-68.0% |