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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,560 | $202,326-67.1% | $172,745-61.5% | $152,870-56.5% |
| Participation rate | 75.0% | 87.1%-12.1pp | 82.6%-7.6pp | 82.4%-7.4pp |
| Annual return | 19.68% | 1029.72%-1010.0pp | 802.90%-783.2pp | 345.34%-325.7pp |
| Employer contribution / active EE | $2,467 | $5,858-57.9% | $5,144-52.0% | $4,763-48.2% |
| Participant deferral / active EE | $3,084 | $5,948-48.1% | $5,197-40.7% | $5,850-47.3% |
| Admin fee / account holder | $3,712 | $17,110-78.3% | $13,954-73.4% | $11,597-68.0% |