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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,459 | $115,903+27.2% | $100,528+46.7% | $158,966-7.2% |
| Participation rate | 75.0% | 81.6%-6.6pp | 79.4%-4.4pp | 82.0%-7.0pp |
| Annual return | 15.76% | 34.80%-19.0pp | 30.90%-15.1pp | 302.95%-287.2pp |
| Employer contribution / active EE | $0 | $4,105-100.0% | $3,419-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $4,191 | $6,677-37.2% | $6,271-33.2% | $5,983-29.9% |
| Admin fee / account holder | $20,266 | $11,000+84.2% | $8,084+150.7% | $11,250+80.1% |