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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,657 | $96,558-18.5% | $80,977-2.9% | $273,972-71.3% |
| Participation rate | 64.7% | 79.1%-14.4pp | 75.8%-11.1pp | 83.0%-18.3pp |
| Annual return | 5.90% | 15.14%-9.2pp | 17.11%-11.2pp | 41.46%-35.6pp |
| Employer contribution / active EE | $775 | $4,869-84.1% | $3,715-79.1% | $4,869-84.1% |
| Participant deferral / active EE | $2,576 | $6,598-61.0% | $5,696-54.8% | $5,287-51.3% |
| Admin fee / account holder | $6,300 | $7,493-15.9% | $5,517+14.2% | $10,133-37.8% |