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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,572 | $138,072-65.5% | $123,549-61.5% | $135,382-64.9% |
| Participation rate | 95.7% | 84.7%+10.9pp | 82.3%+13.4pp | 82.6%+13.0pp |
| Annual return | -5.09% | 153.69%-158.8pp | 119.20%-124.3pp | 519.77%-524.9pp |
| Employer contribution / active EE | $11,648 | $5,152+126.1% | $4,628+151.7% | $4,779+143.7% |
| Participant deferral / active EE | $8,348 | $6,799+22.8% | $6,426+29.9% | $5,609+48.8% |
| Admin fee / account holder | $2,132 | $10,917-80.5% | $9,284-77.0% | $10,829-80.3% |