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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,693 | $93,064-63.8% | $74,577-54.8% | $273,972-87.7% |
| Participation rate | 94.7% | 74.9%+19.8pp | 68.1%+26.6pp | 83.0%+11.7pp |
| Annual return | 0.00% | 26.18%-26.2pp | 20.47%-20.5pp | 41.46%-41.5pp |
| Employer contribution / active EE | $2,868 | $3,160-9.2% | $2,525+13.6% | $4,869-41.1% |
| Participant deferral / active EE | $2,809 | $4,160-32.5% | $3,458-18.8% | $5,287-46.9% |
| Admin fee / account holder | $1,314 | $5,273-75.1% | $4,138-68.3% | $10,133-87.0% |