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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,156 | $124,314-5.0% | $109,163+8.2% | $167,518-29.5% |
| Participation rate | 88.9% | 79.4%+9.4pp | 75.9%+13.0pp | 82.1%+6.8pp |
| Annual return | 9.61% | 26.04%-16.4pp | 25.75%-16.1pp | 478.71%-469.1pp |
| Employer contribution / active EE | $2,860 | $4,209-32.0% | $3,723-23.2% | $4,838-40.9% |
| Participant deferral / active EE | $7,718 | $5,256+46.8% | $4,654+65.8% | $6,342+21.7% |
| Admin fee / account holder | $43,076 | $7,973+440.3% | $6,754+537.8% | $12,312+249.9% |