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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,201 | $98,760-58.3% | $149,715-72.5% | $79,858-48.4% |
| Participation rate | 94.0% | 75.8%+18.3pp | 82.5%+11.6pp | 69.6%+24.4pp |
| Annual return | 35.41% | 27.43%+8.0pp | 276.66%-241.3pp | 31.72%+3.7pp |
| Employer contribution / active EE | $3,111 | $3,217-3.3% | $4,645-33.0% | $2,471+25.9% |
| Participant deferral / active EE | $7,612 | $5,681+34.0% | $6,842+11.3% | $3,740+103.5% |
| Admin fee / account holder | $2,528 | $6,053-58.2% | $9,310-72.8% | $5,306-52.4% |