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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,024 | $138,078+87.6% | $125,363+106.6% | $134,509+92.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -22.08% | 750.49%-772.6pp | 572.15%-594.2pp | 418.13%-440.2pp |
| Employer contribution / active EE | $10,085 | $5,245+92.3% | $4,815+109.5% | $4,741+112.7% |
| Participant deferral / active EE | $19,968 | $7,800+156.0% | $7,447+168.1% | $6,400+212.0% |
| Admin fee / account holder | $1,481 | $11,566-87.2% | $10,005-85.2% | $11,427-87.0% |