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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,285 | $85,790-76.4% | $67,313-69.9% | $135,379-85.0% |
| Participation rate | 57.1% | 76.5%-19.3pp | 69.1%-11.9pp | 82.6%-25.5pp |
| Annual return | 0.97% | -0.54%+1.5pp | -4.08%+5.0pp | 519.79%-518.8pp |
| Employer contribution / active EE | $745 | $3,487-78.6% | $2,566-70.9% | $4,779-84.4% |
| Participant deferral / active EE | $4,074 | $4,651-12.4% | $3,568+14.2% | $5,609-27.4% |
| Admin fee / account holder | $61 | $6,392-99.1% | $4,507-98.7% | $10,828-99.4% |