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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,282 | $135,956+53.9% | $123,894+68.9% | $273,972-23.6% |
| Participation rate | 66.7% | 84.1%-17.4pp | 81.4%-14.7pp | 83.0%-16.3pp |
| Annual return | 3.87% | 56.63%-52.8pp | 47.52%-43.7pp | 41.46%-37.6pp |
| Employer contribution / active EE | $3,479 | $5,170-32.7% | $4,617-24.6% | $4,869-28.5% |
| Participant deferral / active EE | $11,013 | $6,343+73.6% | $5,984+84.0% | $5,287+108.3% |
| Admin fee / account holder | $31,286 | $9,817+218.7% | $8,357+274.4% | $10,133+208.8% |