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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,332 | $106,864+189.5% | $147,318+110.0% | $82,637+274.3% |
| Participation rate | 87.1% | 75.5%+11.6pp | 82.1%+5.0pp | 68.1%+19.0pp |
| Annual return | 15.25% | 27.49%-12.2pp | 70.43%-55.2pp | 53.51%-38.3pp |
| Employer contribution / active EE | $3,126 | $3,417-8.5% | $4,593-31.9% | $2,552+22.5% |
| Participant deferral / active EE | $7,794 | $6,496+20.0% | $7,906-1.4% | $4,126+88.9% |
| Admin fee / account holder | $9,444 | $8,415+12.2% | $13,708-31.1% | $7,339+28.7% |