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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,021 | $150,446-47.5% | $136,297-42.0% | $147,585-46.5% |
| Participation rate | 50.0% | 84.4%-34.4pp | 81.9%-31.9pp | 82.8%-32.8pp |
| Annual return | 23.30% | 1049.14%-1025.8pp | 5156.19%-5132.9pp | 578.58%-555.3pp |
| Employer contribution / active EE | $2,833 | $5,256-46.1% | $4,696-39.7% | $4,876-41.9% |
| Participant deferral / active EE | $5,051 | $6,631-23.8% | $6,247-19.1% | $5,439-7.1% |
| Admin fee / account holder | $0 | $10,906-100.0% | $9,244-100.0% | $10,886-100.0% |