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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,507 | $157,276-83.1% | $141,177-81.2% | $152,885-82.7% |
| Participation rate | 90.0% | 84.8%+5.2pp | 82.5%+7.5pp | 82.5%+7.5pp |
| Annual return | 2.48% | 64.33%-61.9pp | 71.40%-68.9pp | 345.39%-342.9pp |
| Employer contribution / active EE | $2,831 | $5,262-46.2% | $4,736-40.2% | $4,763-40.6% |
| Participant deferral / active EE | $8,864 | $7,110+24.7% | $6,710+32.1% | $5,851+51.5% |
| Admin fee / account holder | $3,537 | $12,123-70.8% | $10,263-65.5% | $11,598-69.5% |