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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,647 | $157,276-41.7% | $141,177-35.1% | $152,885-40.1% |
| Participation rate | 78.9% | 84.8%-5.9pp | 82.5%-3.5pp | 82.5%-3.5pp |
| Annual return | 25.47% | 64.33%-38.9pp | 71.40%-45.9pp | 345.39%-319.9pp |
| Employer contribution / active EE | $1,249 | $5,262-76.3% | $4,736-73.6% | $4,763-73.8% |
| Participant deferral / active EE | $2,862 | $7,110-59.7% | $6,710-57.3% | $5,851-51.1% |
| Admin fee / account holder | $4,686 | $12,123-61.3% | $10,263-54.3% | $11,598-59.6% |