Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,428 | $72,177-57.8% | $115,037-73.5% | $59,633-49.0% |
| Participation rate | 44.8% | 72.6%-27.7pp | 81.4%-36.5pp | 68.7%-23.8pp |
| Annual return | -3.81% | 12.02%-15.8pp | 26.14%-29.9pp | 2041.40%-2045.2pp |
| Employer contribution / active EE | $559 | $2,841-80.3% | $4,608-87.9% | $2,203-74.6% |
| Participant deferral / active EE | $2,511 | $4,783-47.5% | $6,026-58.3% | $3,192-21.3% |
| Admin fee / account holder | $1,817 | $4,927-63.1% | $8,175-77.8% | $4,297-57.7% |