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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,231 | $111,785-33.6% | $93,669-20.8% | $145,877-49.1% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 34.61% | 203.79%-169.2pp | 133.59%-99.0pp | 551.28%-516.7pp |
| Employer contribution / active EE | $5,484 | $3,096+77.1% | $2,424+126.3% | $4,663+17.6% |
| Participant deferral / active EE | $3,344 | $4,919-32.0% | $4,416-24.3% | $6,691-50.0% |
| Admin fee / account holder | $330 | $10,256-96.8% | $8,291-96.0% | $13,402-97.5% |