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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,120 | $102,663-43.4% | $86,216-32.6% | $139,466-58.3% |
| Participation rate | 87.5% | 74.5%+13.0pp | 69.0%+18.5pp | 80.3%+7.2pp |
| Annual return | 17.46% | 1924.52%-1907.1pp | 1169.42%-1152.0pp | 373.66%-356.2pp |
| Employer contribution / active EE | $5,669 | $3,035+86.8% | $2,382+138.1% | $4,754+19.3% |
| Participant deferral / active EE | $3,111 | $4,677-33.5% | $3,986-22.0% | $6,712-53.7% |
| Admin fee / account holder | $313 | $8,663-96.4% | $6,853-95.4% | $11,409-97.3% |