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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,914 | $56,484-22.3% | $169,452-74.1% | $64,173-31.6% |
| Participation rate | 85.0% | 64.5%+20.5pp | 77.8%+7.2pp | 69.6%+15.4pp |
| Annual return | -10.16% | -1.55%-8.6pp | 1.83%-12.0pp | 7.63%-17.8pp |
| Employer contribution / active EE | $2,381 | $1,832+29.9% | $4,157-42.7% | $2,3810% |
| Participant deferral / active EE | $3,137 | $3,448-9.0% | $5,277-40.6% | $3,470-9.6% |
| Admin fee / account holder | $768 | $4,174-81.6% | $9,110-91.6% | $4,887-84.3% |