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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,714 | $76,551+26.3% | $123,894-21.9% | $62,881+53.8% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 31.06% | 18.68%+12.4pp | 47.52%-16.5pp | 20.14%+10.9pp |
| Employer contribution / active EE | $9,372 | $2,882+225.1% | $4,617+103.0% | $2,281+310.9% |
| Participant deferral / active EE | $8,536 | $4,840+76.4% | $5,984+42.6% | $3,203+166.5% |
| Admin fee / account holder | $1,424 | $4,826-70.5% | $8,357-83.0% | $4,296-66.9% |