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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,203 | $155,840-62.0% | $124,694-52.5% | $167,553-64.7% |
| Participation rate | 35.7% | 81.1%-45.4pp | 74.6%-38.9pp | 82.1%-46.4pp |
| Annual return | 13.34% | 17.98%-4.6pp | 5144.82%-5131.5pp | 478.89%-465.6pp |
| Employer contribution / active EE | $2,425 | $4,165-41.8% | $3,325-27.1% | $4,840-49.9% |
| Participant deferral / active EE | $4,100 | $5,675-27.8% | $4,615-11.2% | $6,343-35.4% |
| Admin fee / account holder | $392 | $9,536-95.9% | $7,495-94.8% | $12,316-96.8% |