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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,091 | $142,426-81.7% | $115,167-77.3% | $152,909-82.9% |
| Participation rate | 38.5% | 82.4%-43.9pp | 75.9%-37.4pp | 82.5%-44.0pp |
| Annual return | 42.55% | 41.48%+1.1pp | 35.60%+6.9pp | 345.46%-302.9pp |
| Employer contribution / active EE | $1,869 | $4,011-53.4% | $3,179-41.2% | $4,764-60.8% |
| Participant deferral / active EE | $2,581 | $5,165-50.0% | $4,169-38.1% | $5,851-55.9% |
| Admin fee / account holder | $410 | $8,464-95.2% | $7,089-94.2% | $11,601-96.5% |