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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,016 | $57,350+198.2% | $83,850+104.0% | $64,181+166.5% |
| Participation rate | 84.0% | 68.6%+15.4pp | 76.1%+7.9pp | 69.6%+14.4pp |
| Annual return | 15.88% | 11.38%+4.5pp | 850.92%-835.0pp | 7.63%+8.2pp |
| Employer contribution / active EE | $572 | $2,545-77.5% | $3,631-84.3% | $2,381-76.0% |
| Participant deferral / active EE | $5,840 | $2,993+95.1% | $4,082+43.1% | $3,470+68.3% |
| Admin fee / account holder | $3,031 | $4,046-25.1% | $5,478-44.7% | $4,887-38.0% |